Disciplined investing is essential for building wealth steadily over time. It involves consistently allocating funds toward investments, regardless of market fluctuations, which helps mitigate emotional decision-making. SIPs and lumpsum investments represent two distinct approaches to disciplined investing. SIPs involve regular, smaller contributions, while lumpsum investments are one-time investments in your chosen mutual fund schemes. Understanding these two ways of investing can help you plan better and keep you on track towards your financial goals.